Practical guide · The basics

Completing an accident form after an injury accident

Human legal and translation review is still pending.

An accident form records the circumstances and people involved. It is not a medical assessment or a complete personal injury settlement. Details, selected boxes and the sketch may matter later. Take time over facts as far as safety and healthcare allow.

In this guide
  1. Safety and medical care first
  2. Check identity, vehicles and insurance
  3. Select boxes according to actual events
  4. A sketch should show more than two vehicles
  5. When you disagree
  6. Do not let the vehicle report obscure injuries
  7. What remains after completing the form
  8. Read the form carefully later

Safety and medical care first

Do not complete paperwork in an unsafe carriageway or while urgent healthcare is needed. Make the scene safe and call emergency services if required. Ask someone to note details if you cannot. Record who helped and which facts were personally observed. An incomplete form at the scene does not automatically prevent building a case.

If vehicles must move, take overview photographs and note original positions where possible. Do not obstruct assistance to finish a sketch. Later explain missing information. Additions should be recognisable and dated. Practical limitations at the scene are easier to explain than a supposedly complete account invented afterwards.

Check identity, vehicles and insurance

Record names and contacts and check registrations carefully. Driver, owner and policyholder need not be the same person. Distinguish their roles. Ask about the insurer without treating a spoken policy reference as verified cover. Keep available document information and investigate uncertainties through an appropriate route later.

Remember passengers and witnesses. A passenger may have an injury and relevant observations. Record contacts and position during the incident. A company or leased vehicle may involve another organisation in reporting. That does not replace accurate driver and vehicle details for reconstruction and any liability notice.

Select boxes according to actual events

A checked manoeuvre may matter later. Read its exact wording and vehicle allocation. Standing in a queue is not automatically parking. Ask where a description does not fit and add factual explanation where possible. Do not select a box solely because the other person says it is always required.

Make uncertainty visible. Do not treat an unseen movement as established fact. You need not determine every legal consequence at the roadside, but the form should reflect your actual account. Contact insurer or assistance for important uncertainty and keep notes explaining why something was not confirmed jointly.

A sketch should show more than two vehicles

Draw roads, directions, relevant lanes, signs and collision point. Use consistent vehicle letters. A simple clear sketch is better than a complicated unexplained picture. Where relevant, distinguish routes before contact and positions afterwards. Show when these differ.

Refer to photographs of the layout. Later images may show changed circumstances, such as a departed parked bus or altered roadworks. Explain those differences. A sketch assists reconstruction rather than precise scale measurement. Identify estimates and leave technical conclusions about speed or forces to suitable experts.

When you disagree

The Dutch Personal Injury Council explains that agreement on fault is not required to record facts. Still check the common wording. Do not sign an account you believe wrong simply to leave quickly. Record differing observations and ask how to report disagreement.

Keep your own copy of completed and signed material. Do not make invisible later changes to a jointly recorded version. A dated supplementary account can explain additions or corrections and their reasons. If the other party refuses details or leaves, record identifying features and immediately ask about necessary police and other action. Safety remains first.

Do not let the vehicle report obscure injuries

Record available injury information carefully and seek medical assessment. The form makes no diagnosis and does not determine attribution of later symptoms. Tell healthcare professionals what happened and when symptoms began. Keep initial assessment and follow-ups separate from vehicle administration. Lack of an obvious severe wound does not automatically exclude later medical questions.

For digital reporting, check suitability for accidents with injured people. Apps and simplified systems do not cover every situation. Follow current service and insurer instructions. Quick receipt confirmation does not mean health data, liability and compensation have been fully investigated or an injury file definitively opened.

What remains after completing the form

Send reports to relevant insurers under policy conditions and keep the reference. Also create a timeline and document index. Record missing details, camera sources and witnesses available later. The form is a starting document, not a reason to discard other evidence. Keep original images and messages alongside sent versions.

Check whether a separate liability notice is required and which deadlines apply. Notification to your insurer does not automatically interrupt limitation against every possible liable party. Ask who monitors this and the next step. If further data is requested, identify its purpose instead of repeatedly resending the entire file without selection.

Read the form carefully later

Where disagreement arises, compare wording, boxes, sketch and photographs. Identify factual inconsistencies and their relevance. Mistakes can be explained but should not be hidden. Insurers should also explain conclusions drawn from the form. After refusal, ask for the specific passage and significance attributed to it.

The form is not automatically a final injury settlement. Still examine later additional wording, offers and releases. Have agreement assessed separately and understand what is being closed. Our tools organise information without checking legal validity or sending notifications or liability letters.

Frequently asked questions

Should I sign if I doubt the text?

Do not sign without understanding the record. Ask for explanation and note factual disagreement. Stay safe and retain your own details. Contact your insurer about suitable reporting where needed.

Can a relative be listed as a witness?

Family connection does not automatically make a witness unusable. State the relationship and personal observations. Seeing the lead-up differs from seeing only final vehicle positions.

Can I add something later?

That may be necessary. Date it, identify it as an addition and explain why, keeping the original. A supplementary statement differs from silently changing a shared record.

Does completion prevent limitation?

Do not assume so generally. Identify claims, parties and required legal action. Administrative notification and legally sufficient interruption are different things.

Must I wait for the other person's signature before reporting?

Slachtofferhulp Nederland advises sending the completed accident form to your insurer even if the other person cannot or will not sign. Record disagreement clearly and keep your version. That is no reason to sign an inaccurate shared account.

What you can prepare yourself

Sources for this article

This information concerns Dutch law. Consult the source for current guidance and seek advice about your own situation if you are unsure.

At the road accident scene — Dutch Personal Injury CouncilRoad accident — Dutch Legal Aid DeskGiving notice of liability — Dutch Personal Injury CouncilSchadeformulier bij verschil van mening — Slachtofferhulp Nederland

General information. This does not replace individual legal advice.

Read more about your situation

Personal injury after a road accidentEvidence and medical information in personal injury claimsHolding someone liable for personal injuryA driver leaves after a collision: what should you record?Limitation periods and time limits: have your claim assessed promptly
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Editorial team Letselschade in Nederland

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Ricardo van der Spoel

Ricardo van der Spoel

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